Faktor by Asseco

A solution for comprehensive processing
of factoring transactions.

  • Faktor supports all types, forms and varieties of factoring
  • Intuitive and ergonomic interface
  • Differentiate your product offering from that of the competition
  • Business process automation

Ask a question

20 years
experience in designing
systems for factoring companies
of all factoring transactions
in Poland in 2021
145 mln
billion of turnover processed
by Faktor in 2021 (PLN)

What Do You Gain
by Implementing Our System?

Improving Operator Efficiency
More business without additional cost
The idea behind Faktor 3 is to help operators handle the greatest number of events by performing the least possible number of operations in the shortest possible time, e.g. generate documents, process debt financing, create compensations or make transfers. Consequently, factors do not need to devote additional resources to grow their business.
The manager dashboard
Informed and good decisions in less time
Faktor 3 means a new quality of work thanks to the manager dashboard making the business processes as visible and manageable as never before. It is intended to make the managers’ work less burdensome by accumulating the necessary information in one place. The manager dashboard significantly reduces the time of access to key data needed for informed business decision-making.
The balance settlement model
Differentiate your product offering from that of the competition
Faktor 3 provides many new business functions to allow the users to offer their customers even more, attractive and tailor-made products. For example, the system supports the balance settlement model (besides the receivable-based model) so that factors are able to handle two models in a single application.
Support for factoring transactions
Access to the ecosystem of solutions for the factoring industry
The users of Faktor 3 have access to a suite of IT products that support all factoring-related areas, in particular supporting business decisions made by at the management level. Being offered such an opportunity, they are in a position to build a solution that will promise an across-the-board assistance in their activities.
Data acceptance service
Effective operational and decision-making control
Faktor 3 has been fitted with a new, central data acceptance service, facilitating the processing of information by authorized users having been approved to do so.
Processing factoring transactions
Enhanced business profitability
Faktor 3 is capable of processing a greater volume of more and more complex factoring transactions. It does not require any additional operating costs; consequently, it translates into the greater overall profitability of the organisation while boosting the rest of its financial indicators.
Optimised user work
Optimised operations
Faktor 3 affords its users the opportunity to grow their business by expediting their daily work with the application. Thanks to the modern and well-organised interface, the program provides quick access to required transactional data without having to navigate or go through a series of operations. This is to meet the objective of user optimisation within the application.
Work-Time Reduction
Business process automation (BPO)
Faktor 3 automates the operations that used to be performed manually. The system assists in, for example, the management of life cycle of receivables, thus enabling a factoring institution to reduce the workload of its personnel.

Key Factoring
Areas Covered


Key Factoring
Areas Covered

A larger number of customers served with the same number of resources
Faster launch of new factoring products
The thorough analysis
Greater level of financing offered to customers
More effective use of client’s limit
Shorter transaction times
Automatic factoring support service at the client’s
Upgraded communication with the customer

Ecosystem of Factoring Solutions



An innovative system for wall-to-wall factoring support

  • Split payment-ready
  • Full automation of business processes
  • Mighty report generator
  • Documents and reports open for modification by factor
  • Batch operations support
  • Smart alerts and notifications
Ask a question
Faktor WEB

Faktor WEB

A web-based application intended for clients and debtors: reduced interaction with factor

  • Review of factoring agreements
  • Access to current settlements
  • Easy invoice/correction transfer
  • Invoice confirmation by debtors
  • Submission of factoring applications
  • Generation and download of reports
Ask a question
Transfer Matching

Transfer Matching

A platform handling incoming transfers from clients

  • Automatic recognition and repayment of invoices based on in-payments
Ask a question
Softlab ERP

Softlab ERP

An ERP-class system to serve factoring institutions

  • Integrated with Faktor
Learn more
Faktor Data Exchange

Faktor Data Exchange

A platform for automatic data exchange with clients’ F&A systems

Ask a question
Faktor ERP API

Faktor ERP API

A platform for automatic data exchange with factors’ F&A systems

Ask a question
Faktor WEB
Transfer Matching
Softlab ERP
Faktor Data Exchange
Faktor ERP API

We are the vendor
of a leading factoring solution on the Polish market

Our offering for the factoring industry is the entire ecosystem of solutions that cover all possible operations occurring in the factoring process. They support transactional, analytical, and administrative tasks and enable electronic data interchange with business partners.

Faktor is successful in handling factoring operations carried out
by banks and financial institutions

Faktor fosters business development by furnishing a multitude of innovative features and improvements that facilitate the daily work with the application.
Market Leader
Faktor processed PLN 145 billion of turnover in 2021 only.
Many Years of Experience
Faktor embraces the best of our twenty years of experience in the factoring industry.
Quick browser access to the application and the capability of running the solution from any location are among Faktor’s key advantages!

    What can we do for your company?

    I consent to receiving commercial and marketing information on products and services related to the Company’s activities via telecommunications end devices, including in the form of newsletters, to my disclosed contact details: